{"id":4873,"date":"2023-09-26T16:43:41","date_gmt":"2023-09-26T16:43:41","guid":{"rendered":"https:\/\/www.nicholls.edu\/financial-aid\/?page_id=4873"},"modified":"2023-10-02T17:25:28","modified_gmt":"2023-10-02T17:25:28","slug":"fafsa-simplification","status":"publish","type":"page","link":"https:\/\/www.nicholls.edu\/financial-aid\/fafsa-simplification\/","title":{"rendered":"FAFSA Simplification"},"content":{"rendered":"<p><a href=\"https:\/\/studentaid.gov\/help-center\/answers\/article\/fafsa-simplification-act\"><strong>The\u00a0FAFSA Simplification Act<\/strong>\u00a0<\/a>was enacted by Congress as part of the Consolidated Appropriations Act of 2021. This law reduces the number of questions students will have to answer on the form, makes crucial changes to the\u00a0<a href=\"https:\/\/sgp.fas.org\/crs\/misc\/R43351.pdf\">Higher Education Act of 1965<\/a>\u00a0to expand Pell Grant eligibility and removes outdated restrictions to make federal student aid more accessible to all students.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><u>2024-2025 FAFSA Release<\/u><\/strong><\/p>\n<p>Due to the major changes, the U.S. Department of Education&#8217;s Office of Federal Student Aid has indicated they will be ready to offer the simplified application for the upcoming cycle, but they are <strong>delaying the release until\u00a0December 2023<\/strong>, two months after the usual October 1 release. Presently the department has stated that the 2024-2025 FAFSA will be ready mid-December 2023. However, they are not required by law to have it available until January 1, 2024.<\/p>\n<p>This is the largest FAFSA overhaul in recent years, and it will require not only the federal government to implement changes to their processes, but states and schools need to prepare for the change as well.<\/p>\n<p>&nbsp;<\/p>\n<h2><b>Why is it changing?<\/b><\/h2>\n<h3>The Consolidated Appropriations Act, 2021:<\/h3>\n<h4>Future Act &#8211;<\/h4>\n<ul>\n<li>Allows the Department of Education to automatically obtain federal tax information from the IRS for students, parents, and other contributors (such as a spouse or stepparent).<\/li>\n<li>Requires consent from students and other contributors separately.<\/li>\n<\/ul>\n<h4>FAFSA Simplification Act &#8211;<\/h4>\n<ul>\n<li>Introduces significant changes to the FAFSA application process, including changes to the FAFSA form.<\/li>\n<li>Changes in how students complete the application.<\/li>\n<li>Changes in eligibility calculation.<\/li>\n<\/ul>\n<h3>The Consolidated Appropriations Act, 2022:<\/h3>\n<h4>FAFSA Simplification Technical Corrections Act &#8211;<\/h4>\n<ul>\n<li>Extended FAFSA simplification timeline.<\/li>\n<li>Updated language associated with Cost of Attendance (COA).<\/li>\n<li>Provided additional flexibility for assisting students with unusual circumstances.<\/li>\n<li>Modified the terms and conditions for students that qualify for Pell Grant funds based upon meeting special conditions currently associated with the Iraq and Afghanistan Service Grant and the Children of Fallen Heroes Grant.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3 id=\"contributors\">Contributors<\/h3>\n<p><b><span data-contrast=\"auto\">Who are Contributors on the 2024-25 FAFSA?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">Contributor is a new term introduced on the 2024-25 FAFSA form. It refers to anyone asked to provide information on a student&#8217;s FAFSA form, i.e., the student, the student&#8217;s spouse, a biological or adopted parent, or the parent&#8217;s spouse (stepparent).<\/span><\/p>\n<p><span data-contrast=\"auto\">A Contributor is NOT a grandparent, foster parents, legal guardian, brother or sister, aunt or uncle, even if they helped provide for or raise the student.<\/span><\/p>\n<p><span data-contrast=\"auto\">A Contributor on the FAFSA form doesn&#8217;t mean they are financially responsible for the student&#8217;s education costs.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">How are Contributors determined?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">The student&#8217;s or parent&#8217;s answers will determine which contributors (if any) will be required to provide information.\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">What do Contributors need to provide?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">These contributors will be invited to complete their portion of the FAFSA form by entering their name, date of birth, Social Security number, and email address. Contributors must provide consent as well as both personal and financial information in their own sections of the FAFSA form.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">What are the steps Contributors must follow?<\/span><\/b><\/p>\n<ol>\n<li><span data-contrast=\"auto\">Contributor receives an email informing them that they&#8217;ve been identified as a contributor.<\/span><\/li>\n<li><span data-contrast=\"auto\">Contributor creates a StudentAid.gov account if they don&#8217;t already have one.<\/span><\/li>\n<li><span data-contrast=\"auto\">Contributor logs in to account using their FSA ID\u00a0 account username and password.<\/span><\/li>\n<li><span data-contrast=\"auto\">Contributor reviews information about completing their section of the FAFSA form.<\/span><\/li>\n<li><span data-contrast=\"auto\">Contributor provides the required information on the student&#8217;s FAFSA form.<\/span><\/li>\n<\/ol>\n<p><b><span data-contrast=\"auto\">What if I am a Contributor and don&#8217;t want to provide my information on my student&#8217;s FAFSA?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">Being a contributor does NOT implicate financial responsibility. However, if a required contributor refuses to provide their information, it will result in an incomplete FAFSA form, and the student will become ineligible for federal student aid.\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">What if my parents are divorced? Who is the contributor to my FAFSA? <\/span><\/b><br \/>\n<span data-contrast=\"auto\">The parent included on the FAFSA as a contributor must be the parent that provides the greater portion of the student&#8217;s financial support even if they do not live with that parent. If that primary parent is remarried, the income of that parent&#8217;s spouse (stepparent) will also be required.\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Why does the 2024-25 FAFSA require consent from students and contributors?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">According to the Future Act, all students and contributors must provide consent to the following:<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Have their federal tax information transferred directly into the FAFSA\u00ae form via direct data exchange with the IRS;<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Have their federal tax information used to determine the student&#8217;s eligibility for federal student aid; and<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Symbol\" data-listid=\"5\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Allow the U.S. Department of Education to share its federal tax information with postsecondary institutions and state higher education agencies for use in awarding and administering financial aid.<\/span><\/li>\n<\/ul>\n<p><strong>Important<\/strong><span data-contrast=\"auto\"><strong>: <\/strong>Even if students or contributors don&#8217;t have a Social Security number, didn&#8217;t file taxes, or filed taxes outside of the U.S., they still need to provide consent.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">What if I don&#8217;t want to provide consent as a student or a required contributor?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<ul>\n<li><span data-contrast=\"auto\">If a student or required contributor doesn&#8217;t provide consent to have their federal tax information transferred into the FAFSA\u00ae form, the student will not be eligible for federal student aid\u2014even if they manually enter tax information into the FAFSA form.<\/span><\/li>\n<li><span data-contrast=\"auto\">Information about how federal tax information will be used and the consequences of not providing consent will be included on the FAFSA form.<\/span><\/li>\n<li><span data-contrast=\"auto\">Legal parents must provide consent to transfer federal tax information, even if one of the parents didn&#8217;t file or had no income. If parents fail to provide consent, the student won&#8217;t be eligible to receive federal student aid.<\/span><\/li>\n<\/ul>\n<h3 id=\"fsaid\">FSA ID<\/h3>\n<p><strong>What is FSA ID, and who needs it?<\/strong><\/p>\n<ol>\n<li data-leveltext=\"%1.\" data-font=\"Calibri\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559684&quot;:-1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,1],&quot;469777803&quot;:&quot;right&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">All students and contributors must create a StudentAid.gov account to complete the FAFSA form online.<\/span><\/li>\n<li data-leveltext=\"%1.\" data-font=\"Calibri\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559684&quot;:-1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,1],&quot;469777803&quot;:&quot;right&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Students and contributors will use their FSA ID account username and password to log in to their accounts.<\/span><\/li>\n<li data-leveltext=\"%1.\" data-font=\"Calibri\" data-listid=\"9\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559684&quot;:-1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,1],&quot;469777803&quot;:&quot;right&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Even if a parent or spouse contributor doesn&#8217;t have a Social Security number, they can still get an FSA ID using their ITIN to fill out their portion of the student&#8217;s FAFSA form online.<\/span><\/li>\n<\/ol>\n<p><b>Do parents and students need to wait until the 2024-25 FAFSA opens in December to create an FSA ID?<\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">No. The FSA ID process is not changing. It&#8217;s even better that parents and students can create the FSA ID and have it ready any time before the FAFSA application starts. It may take up to 1-3 days for processing. <\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">How do I or other contributors create an FSA ID?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">To <a href=\"https:\/\/studentaid.gov\/fsa-id\/create-account\/launch\">create an FSA ID<\/a>, you&#8217;ll need your Social Security number (SSN). Other information required is your full <strong>legal<\/strong> name and date of birth. You&#8217;ll also need to create a memorable username and password and complete challenge questions and answers to retrieve your account information if you forget it. You&#8217;ll be required to provide your email address or mobile phone number when you make your FSA ID. Providing a mobile phone number and\/or email address that you have access to will make it easier to log in to ED online systems and allow you to verify your FSA ID before using it on the FAFSA and additional account recovery options.<\/span><\/p>\n<p><span data-contrast=\"auto\">This <\/span><a href=\"https:\/\/www.youtube.com\/watch?v=iTb7hMVtzco\"><span data-contrast=\"none\">Federal Student Aid video<\/span><\/a><span data-contrast=\"auto\"> can help create a step-by-step FSA ID.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Do parents without social security numbers also need to have an FSA ID?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">Yes. Starting 2024-25, parents and\/or spouses who are not U.S. Citizens or Eligible Noncitizens can use their Individual Taxpayer Identification Number (ITIN) to create an FSA ID.\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">What if my parents are not in the United States?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">Your parents&#8217; citizenship status doesn&#8217;t affect your eligibility for federal aid. They cannot create an FSA ID, but you can complete the FAFSA on paper and ask for their signatures. For FAFSA purposes, you must provide your parents&#8217; income, no matter where they reside<\/span><span data-contrast=\"none\">.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">My parent remarried. Is the parent&#8217;s spouse required to get an FSA ID as well?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">If the parent you indicate on the FAFSA is the parent who remarried, it&#8217;ll depend on how they filed taxes. If they filed jointly, only one parent needs an FSA ID. If they filed separately, both parents would need their own FSA ID.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Will parents and students need to create a new FSA ID if they have had an FSA ID in the past?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">No. You can <a href=\"https:\/\/studentaid.gov\/fsa-id\/sign-in\/retrieve-username\">retrieve your existing FSA ID<\/a> if you forgot your username and password.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">I created an FSA ID at a FAFSA night at my high school and could not use it immediately. Do you recommend creating it a few days before?\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">YES! We have seen different situations when a parent creates their FSA ID, verifies it, and is ready to use, and sometimes the system asks them to wait 24-48 hours to use it. It depends on the information matching system.<\/span><\/p>\n<p><span data-contrast=\"auto\">We recommend creating it a few days before starting the form. FSA IDs made on the day of might work but will not have full functionality yet, like using the Direct Data Exchange (FADDX) to transfer tax information.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Why do I have to set up two-step verification for my StudentAid.gov Account?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">Two-step verification, a form of multi-factor authentication (MFA), helps protect your StudentAid.gov account with additional protection from fraud.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">So each contributor needs a unique phone number or email for multi-factor authentication?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">Yes! For example, a student and parent cannot use the same phone number for MFA.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Do both parents need to create FSA ID or just one like before?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">This depends on the family&#8217;s situation. For example, if a student has married parents filing taxes separately, both parents will need to make an FSA ID.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">What is the impact if the student and parent already have an FSA ID?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">None. Just ensure they are verified and ready to use when the 2024-25 FAFSA opens sometime in December 2023.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">If a parent does not want to or refuses to create an FSA ID, is there an alternative for that parent to provide consent, such as mailing a wet signed consent page?\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">Starting 2024-25, a separate signature page will no longer exist. There are two alternative options for contributors to provide consent who do not want to or refuse to create an FSA ID:<\/span><\/p>\n<ol>\n<li data-leveltext=\"%1.\" data-font=\"Calibri\" data-listid=\"11\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559684&quot;:-1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,1],&quot;469777803&quot;:&quot;right&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">The first example would be the student applying using the paper FAFSA and obtaining wet signatures from all contributors, including the parents, who also affirm their consent.<\/span><\/li>\n<li data-leveltext=\"%1.\" data-font=\"Calibri\" data-listid=\"11\" data-list-defn-props=\"{&quot;335552541&quot;:0,&quot;335559684&quot;:-1,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769242&quot;:[65533,1],&quot;469777803&quot;:&quot;right&quot;,&quot;469777804&quot;:&quot;%1.&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">The other option is for the student to complete their section and to self-report information for the parent section on the FAFSA form. When the student submits their FAFSA form without the parent&#8217;s signature, it will be placed in rejected status by the FAFSA Processing System (FPS). The parent can then provide their signature and consent on a paper copy of the FAFSA Submission Summary. This method is NOT recommended due to complexity and increased processing time.\u00a0\u00a0<\/span><\/li>\n<\/ol>\n<h3 id=\"consent\">Consent, Taxes &amp; Financial Data<\/h3>\n<p><strong>W<\/strong><b><span data-contrast=\"auto\"><strong>hat <\/strong>is consent, and why do I have to provide it when completing the 2024-25 FAFSA?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><br \/>\n<a href=\"https:\/\/studentaid.gov\/sites\/default\/files\/future-act-fact-sheet.pdf\"><span data-contrast=\"none\">The Future Act<\/span><\/a><span data-contrast=\"auto\"> requires that every contributor on the FAFSA provide consent to share their tax information in the application so that the IRS can share this information with Federal Student Aid (FSA). All parties whose Federal Tax Information (FTI) is included on a student&#8217;s FAFSA form must consent annually.<\/span><\/p>\n<p><span data-contrast=\"auto\">The consent will be required when a student submits a FAFSA, chooses Income-Driven Repayment (IDR) when starting loan repayment, or submits the Total and Permanent Disability discharge (TPD) within the U.S. Department of Veterans Affairs for totally and permanently disabled students.<\/span><\/p>\n<p><span data-contrast=\"auto\">The consent is necessary not only for the Department of Education to request federal tax information from the IRS but also to use that FTI in the federal student aid application process, as well as do other things such as redisclose that information to certain eligible entities, such as higher education institutions.\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">What happens if I, as a student, or a spouse or parent, don&#8217;t want to provide consent on the FAFSA?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">If a student, spouse, or parent doesn&#8217;t provide consent on the FAFSA, the Student Aid Index (SAI) will not be calculated, and the student will not be eligible for any federal aid.\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">What if I had a low income and was not required to file taxes?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">According to the <\/span><a href=\"https:\/\/www.irs.gov\/newsroom\/who-needs-to-file-a-tax-return\"><span data-contrast=\"none\">IRS tax year 2022, these are the thresholds by filing status<\/span><\/a><span data-contrast=\"none\">.<\/span><span data-contrast=\"auto\"> If an independent student (and spouse, if married), or a parent of a dependent student, were not required to file a federal income tax return for 2022, they still need to provide consent when submitting the FAFSA, so the IRS can confirm to Federal Student Aid (FSA) that the student, parents, and spouse didn&#8217;t file taxes.\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Will students still be able to use the IRS Data Retrieval Tool?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">No<\/span><span data-contrast=\"auto\">. Starting with the 2024-25 FAFSA, the DRT will no longer exist. After the student, spouse, and\/or parent provides consent to the Direct Data Exchange (FADDX), the Federal Tax Information (FTI) will be linked to the application contributor. Federal Student Aid (FSA) will now directly transfer Federal Tax Information (FTI) from the IRS into the FAFSA form as long as the user has provided FSA with the consent to do so.<\/span><\/p>\n<p><span data-contrast=\"auto\">All users identified as required contributors on a particular FAFSA form will be prompted to provide consent for the IRS to use their Federal Tax Information (FTI). This consent is required to retrieve FTI from the IRS to calculate the student&#8217;s aid eligibility. If any party to the FAFSA form does not provide consent, submission of the form will still be allowed. However, a Student Aid Index (SAI), which replaces the Expected Family Contribution (EFC), will not be calculated.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Will non-custodial parents be contributors if they have not claimed the child on their taxes?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">Starting with the Simplified FAFSA, students will determine which parent to report based on which one provides the most financial support. It is ok if the parent or parents reported do not claim the student on their taxes. The reported parents will provide consent to transfer their tax data even if they do not claim the student on their taxes.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">If the parent being reported has remarried, does the stepparent have to provide their tax information?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">Yes. If the parent providing more financial support is remarried, the stepparent&#8217;s tax information is required.\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">What if my parent or stepparent does not want to provide their tax information for my FAFSA?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">If a parent or stepparent does not want to provide their tax information, it will result in an incomplete FAFSA form, and the student will become ineligible for federal student aid.\u00a0\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">I \u2013 and\/or my parents or spouse \u2013 amended our taxes. Will my Federal Tax Information (FTI) be transferred, or do I have to provide a 1040X later to the school?\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">Yes. Starting 2024-25, when the student, spouse, parent, and\/or stepparent provide consent, the IRS&#8217;s Federal Tax Information (FTI) will include the information from an amended tax return.\u00a0\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">Can I self-report my income on FAFSA?\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">After you provide consent on the FAFSA, if the IRS cannot transfer your Federal Tax Information (FTI) to your FAFSA application, the application will allow you to self-report it. Self-reporting one&#8217;s tax information on the FAFSA does not override the requirement for each required contributor to provide consent on the FAFSA form.\u00a0<\/span><span data-contrast=\"auto\">So two pieces &#8211; they need to provide consent, and we need to have their tax information, either directly from the IRS or self-reported manually on the FAFSA form.\u00a0\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">If a parent of a dependent student or an independent student is a non-filer and has zero wages, do they have to provide consent?<br \/>\n<\/span><\/b><span data-contrast=\"auto\">Any individual who is a contributor to the FAFSA application must provide consent. This includes parents, and independent students, regardless of their tax filing status. Generally, the parents of independent students are not contributors and would, therefore, not need to provide consent.\u00a0\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">What happens if a contributor provides consent but doesn&#8217;t sign the application?\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">Starting 2024-25, there will be only two options for filing a FAFSA form: electronically, through <\/span><a href=\"https:\/\/studentaid.gov\/\"><span data-contrast=\"none\">studentaid.gov<\/span><\/a><span data-contrast=\"auto\">, or the option to file on paper which will also be available. However, once an application is started online, all parties must complete it online. So that means that if a signature is missing, the parent or the contributor that needs to complete their section and\/or sign the application must obtain an FSA ID and get into the application and complete their section.<\/span><\/p>\n<p><span data-contrast=\"auto\">There is no option to print a signature page any longer<\/span><span data-contrast=\"auto\">. For this reason, financial aid administrators will not be able to submit complete FAFSA forms because of the consent provision that all contributors must provide and sign.<\/span><\/p>\n<p><span data-contrast=\"auto\">Students and parents will be required to have an FSA ID to complete the FAFSA application online. If they choose to mail a paper FAFSA, both will need to provide consent on the paper FAFSA, and both will need to provide wet signatures and mail the application to the Department of Education address on the paper application. This method is NOT recommended due to complexity and increased processing time.<\/span><\/p>\n<p><b><span data-contrast=\"auto\">In what situations will there be a match with IRS, but IRS wouldn&#8217;t provide information?<br \/>\n<\/span><\/b><span data-contrast=\"auto\">Fraud or identity theft are the most likely reasons for the IRS not providing tax information to the applicant or the contributor. If the contributor has been flagged by the IRS, possibly due to identity theft or a breach of some sort to their information, then the IRS response code will be IRS unable to provide information.\u00a0<\/span><\/p>\n<p><b><span data-contrast=\"auto\">If a parent does not want to or refuses to create an FSA ID, is there an alternative for that parent to provide consent, such as mailing a wet signed consent page?\u00a0<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">There is no longer a separate signature page, and there won&#8217;t be a consent signature option on paper. There are two alternative options for contributors to provide consent who do not want to or refuse to create an FSA ID. One option is to submit a paper FAFSA form completed by all contributors and mailed to the Federal Student Aid. This method is NOT recommended due to complexity and increased processing time.<\/span><\/p>\n<h3 id=\"sai\"><b><span data-contrast=\"auto\">Student Aid Index (SAI) &amp; Pell Grant<\/span><\/b><\/h3>\n<p><b><span data-contrast=\"auto\">What is the Student Aid Index (SAI)?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">SAI, or Student Aid Index, is replacing the term Expected Family Contribution, known as EFC. The SAI brings a change in the methodology used to determine aid.<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Symbol\" data-listid=\"13\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">The SAI is a number used to determine eligibility for need-based aid. It is calculated using information the student (and contributors, if required) provides on the FAFSA form.<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Symbol\" data-listid=\"13\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">The SAI will replace the Expected Family Contribution (EFC) starting in the 2024\u201325 award year.<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Symbol\" data-listid=\"13\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">A student\u2019s SAI can be a negative number down to \u20131500.<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\"><strong>Important<\/strong>: Your federal award equals Need= Cost of Attendance (COA) \u2013Student Aid Index (SAI) \u2013Other Financial Assistance (OFA).<\/span><\/p>\n<p><b><span data-contrast=\"auto\">What is the main difference between the SAI (starting FAFSA 2024-25) and EFC (used until FAFSA 2023-24)?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">The Student Aid Index (SAI) represents a change in the methodology used to determine aid:<\/span><\/p>\n<ul>\n<li data-leveltext=\"\u2022\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Child support received will now count as an asset instead of income.<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Family farms and small businesses will now count as assets.<\/span><\/li>\n<li data-leveltext=\"\u2022\" data-font=\"Symbol\" data-listid=\"14\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\u2022&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">The number of family members in college is no longer considered in the needs analysis formula, but it is still a required question on the FAFSA form.<\/span><\/li>\n<\/ul>\n<p><b><span data-contrast=\"auto\">How is Pell Grant eligibility determined?<\/span><\/b><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\"><br \/>\n<\/span><span data-contrast=\"auto\">Maximum Pell Grant<\/span><span data-contrast=\"auto\"> &#8211; Students may qualify for a maximum Pell Grant based on family size, adjusted gross income, poverty guidelines, and tax filing status. Students qualifying for a maximum Pell Grant will have a Student Aid Index (SAI) between \u20131500 and 0.<\/span><\/p>\n<p><span data-contrast=\"auto\">Student Aid Index (SAI)<\/span><span data-contrast=\"auto\"> &#8211; Students who don\u2019t qualify for a maximum Pell Grant may still be eligible if their calculated SAI is less than the maximum Pell Grant award for the award year. The student\u2019s Pell Grant award will be equal to the maximum Pell Grant for the award year minus their SAI.<\/span><\/p>\n<p><span data-contrast=\"auto\">Minimum Pell Grant<\/span><span data-contrast=\"auto\"> &#8211; Students whose SAI is greater than the maximum Pell Grant award for the award year may still be eligible for a Pell Grant based on family size, adjusted gross income, and poverty guidelines.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The\u00a0FAFSA Simplification Act\u00a0was enacted by Congress as part of the Consolidated Appropriations Act of 2021. This law reduces the number of questions students will have to answer on the form, makes crucial changes to the\u00a0Higher Education Act of 1965\u00a0to expand Pell Grant eligibility and removes outdated restrictions to make federal student aid more accessible to [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-4873","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>FAFSA Simplification - Financial Aid<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.nicholls.edu\/financial-aid\/fafsa-simplification\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FAFSA Simplification - Financial Aid\" \/>\n<meta property=\"og:description\" content=\"The\u00a0FAFSA Simplification Act\u00a0was enacted by Congress as part of the Consolidated Appropriations Act of 2021. This law reduces the number of questions students will have to answer on the form, makes crucial changes to the\u00a0Higher Education Act of 1965\u00a0to expand Pell Grant eligibility and removes outdated restrictions to make federal student aid more accessible to [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.nicholls.edu\/financial-aid\/fafsa-simplification\/\" \/>\n<meta property=\"og:site_name\" content=\"Financial Aid\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-02T17:25:28+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"15 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.nicholls.edu\\\/financial-aid\\\/fafsa-simplification\\\/\",\"url\":\"https:\\\/\\\/www.nicholls.edu\\\/financial-aid\\\/fafsa-simplification\\\/\",\"name\":\"FAFSA Simplification - Financial Aid\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.nicholls.edu\\\/financial-aid\\\/#website\"},\"datePublished\":\"2023-09-26T16:43:41+00:00\",\"dateModified\":\"2023-10-02T17:25:28+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.nicholls.edu\\\/financial-aid\\\/fafsa-simplification\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.nicholls.edu\\\/financial-aid\\\/fafsa-simplification\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.nicholls.edu\\\/financial-aid\\\/fafsa-simplification\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.nicholls.edu\\\/financial-aid\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FAFSA Simplification\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.nicholls.edu\\\/financial-aid\\\/#website\",\"url\":\"https:\\\/\\\/www.nicholls.edu\\\/financial-aid\\\/\",\"name\":\"Financial Aid\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.nicholls.edu\\\/financial-aid\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"FAFSA Simplification - Financial Aid","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.nicholls.edu\/financial-aid\/fafsa-simplification\/","og_locale":"en_US","og_type":"article","og_title":"FAFSA Simplification - Financial Aid","og_description":"The\u00a0FAFSA Simplification Act\u00a0was enacted by Congress as part of the Consolidated Appropriations Act of 2021. 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